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FULMONT MUTUAL
INSURANCE COMPANY
LIQUOR LEGAL
LIABILITY PROGRAM
EFFECTIVE 01/01/2012
- There will be no exceptions to these
guidelines.
- Form LS-34, Edition 09/02 will apply.
- Coverage is limited to the following types of risks:
Ø
Food and beverage service establishments (NON-TAVERN)
Ø
Food stores (NON-SUPERMARKET, NON-GASOLINE SALES)
- Maximum total receipts equal to or less than 25%
for alcohol and/or controlled beverages.
- Maximum liability limits of $300,000 each claim,
$300,000 each common cause.
- A supplemental application will be required on every
risk as is required by our reinsurance company.
- Annually, we may require a copy of their report to the
liquor authority.
Supermarket is
classified as over 1,500 square feet, with receipts of more than $250,000.
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Programs Bulleted List
ed 2012-01 mas