Return to Liquor Legal  Programs Bulleted List

FULMONT MUTUAL INSURANCE COMPANY   

LIQUOR LEGAL LIABILITY PROGRAM

EFFECTIVE 01/01/2012

 

  1. There will be no exceptions to these guidelines.

 

  1. Form LS-34, Edition 09/02 will apply.

 

  1. Coverage is limited to the following types of risks:

 

Ø      Food and beverage service establishments (NON-TAVERN)

Ø      Food stores (NON-SUPERMARKET, NON-GASOLINE SALES)

 

  1. Maximum total receipts equal to or less than 25% for alcohol and/or controlled beverages.

 

  1. Maximum liability limits of $300,000 each claim, $300,000 each common cause.

 

  1. A supplemental application will be required on every risk as is required by our reinsurance company.

 

  1. Annually, we may require a copy of their report to the liquor authority.

 

 

Supermarket is classified as over 1,500 square feet, with receipts of more than $250,000.

 

 

 

 

 

 Return to Liquor Legal  Programs Bulleted List

                              ed  2012-01 mas