FULMONT MUTUAL INSURANCE COMPANY  

Underwriting

Automated Property Loss Underwriting System (A Plus)
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Fulmont Mutual is a  subscriber to the Automated Property Loss Underwriting System (A Plus). This system was developed by the American Insurance Services Group, Inc. (AISG) with the support of the property/casualty insurance industry. It is the first of its kind for the collection, maintenance and distribution of insurance loss information to property insurance underwriters.

This system provides Fulmont with the opportunity to investigate and evaluate potential risks. The A Plus system is an on-line system which accepts requests submitted by subscribing companies, and processes results against its database of claims histories and returns the results to the requesting office. Results can be made available immediately with the on-line processing option or within hours with batch processing.

Loss information received can be used by the underwriter in evaluating the accuracy of information submitted by the applicant, as well as the level of risk represented by the risk location. This information will be used in conjunction with the property inspection to determine if the risk is acceptable. 

  revised 03/2005